1. Information We Collect
Fully Funded collects information necessary to provide you with funding advisory services and to communicate with you about your application. The types of information we collect include:
- Personal Information: Name, email address, phone number, and business entity information
- Financial Information: From your pre-qualification form, including business revenue, funding needs, credit-related details, and financial history
- Business Information: Business structure, industry, years in operation, number of employees, and business performance metrics
- Communication Data: Records of your interactions with us via email, phone, SMS, or our website
- Technical Information: IP address, browser type, pages visited, and usage patterns when you access our website
2. How We Use Your Information
We use the information we collect for the following purposes:
- To assess your funding eligibility and needs
- To connect you with appropriate lending partners
- To process and manage your funding application
- To provide advisory and consulting services
- To communicate with you about your application status and funding opportunities
- To improve our website and services
- To comply with legal and regulatory requirements
- To prevent fraud and protect the security of our services
- To send you marketing communications (if you have opted in)
3. SMS Communication and TCPA Compliance
By providing your mobile phone number through our chat widget, you consent to receive text messages (SMS) from Fully Funded regarding your funding application, account status, and related communications.
Important Notice: By opting in to our SMS communications, you acknowledge that:
- You have authorized Fully Funded to send SMS messages to the phone number you provided
- You understand that message and data rates may apply from your wireless carrier
- You are complying with the Telephone Consumer Protection Act (TCPA) by providing your number with your clear consent
- Our SMS communications will include a brief and clear notice about how to opt out
How to Opt Out: To opt out of SMS communications, reply "STOP" to any text message you receive from us. You will be unsubscribed within 48 hours. You can also opt out by contacting us at info@fullyfunded.io.
4. Information Sharing
We Do Not Sell Your Data. Fully Funded does not sell, rent, or lease your personal information to third parties for their marketing purposes.
We May Share Your Information With:
- Lending Partners: We may share your pre-qualification information and financial details with lending partners who evaluate and fund loans. These partners have agreed to use your information solely for underwriting and funding purposes.
- Service Providers: We may share information with third-party service providers who assist us in operating our website, processing applications, and communicating with you (subject to confidentiality agreements)
- Legal Requirements: We may disclose information when required by law, court order, or government request
- Business Transfers: If Fully Funded is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction
5. Data Security
Fully Funded implements industry-standard security measures to protect your personal and financial information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Secure data encryption during transmission
- Password protection and secure authentication
- Limited access to personal information on a need-to-know basis
- Regular security assessments and updates
- Secure storage of data on protected servers
No Guarantee: While we implement reasonable security practices, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security of your information.
6. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to:
- Remember your preferences
- Understand how you use our website
- Improve your browsing experience
- Track advertising effectiveness
You may control cookie settings through your browser. However, disabling cookies may affect the functionality of our website. By using our website, you consent to our use of cookies in accordance with this Privacy Policy.
7. Your Rights and Choices
Depending on your location, you may have the right to:
- Access: Request a copy of the personal information we hold about you
- Correction: Request that we correct inaccurate or incomplete information
- Deletion: Request that we delete your personal information, subject to legal and business obligations
- Opt-Out: Opt out of marketing communications or SMS messages
- Data Portability: Request your information in a portable format
To exercise any of these rights, please contact us at info@fullyfunded.io with your request.
8. Children's Privacy
Fully Funded's services are intended for adults who are at least 18 years of age. We do not knowingly collect information from children under 13. If we become aware that we have collected information from a child under 13, we will take steps to delete such information promptly. Parents or guardians who believe their child's information has been collected should contact us immediately at info@fullyfunded.io.
9. Third-Party Links
Our website may contain links to third-party websites. Fully Funded is not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party websites before providing your information.
10. Changes to This Privacy Policy
Fully Funded reserves the right to update or modify this Privacy Policy at any time. Changes will be effective immediately upon posting to the website. We will notify you of material changes via email or prominent notice on our website. Your continued use of our services constitutes acceptance of the updated Privacy Policy.
11. California Privacy Rights
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA). You may request to know what personal information we collect, delete your personal information, or opt out of the sale of your personal information (though we do not sell your data). To exercise these rights, contact us at info@fullyfunded.io.
12. Contact Information
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
Fully Funded
(DBA of CF Consulting LLC)
9905 S Pennsylvania Ave, Ste A
Oklahoma City, OK 73159
Email: info@fullyfunded.io
13. Data Protection Officer
For data protection inquiries, you may reach out to our team at info@fullyfunded.io. We will respond to all privacy-related requests within 30 days.